1. Information Disclaimer
The information on the Sites is provided by Us. While We attempt to keep the information as accurate as possible, We disclaim any implied warranty or representation about its accuracy or completeness, or appropriateness for a particular purpose. You assume full responsibility for using the information at the Sites, and You understand and agree that We are neither responsible nor liable for any claim, loss or damage resulting from its use. The mention of specific products or services at the Sites does not constitute or imply a recommendation or endorsement by Us, unless it is explicitly stated. Information on the Sites may be changed or updated without notice.
The views and opinions expressed in the media, articles or comments on the Sites by users and/or Our staff are those of the speakers or authors and do not necessarily reflect Our views and opinions.
2. Use of This Websites.
The information on the Sites is offered solely for general information purposes. All information on the Sites should be independently verified. The Sites shall be used solely for Your personal, non-commercial use.
3. Limited Warranty
THE SITES, INCLUDING ANY CONTENT OR INFORMATION CONTAINED HEREIN OR ANY SITES-RELATED SERVICE, IS PROVIDED "AS IS" WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITES, SITES-RELATED SERVICES, AND ANY HYPERLINKED WEBSITES.
Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to You.
4. Links to Third Party Sites
Some hyperlinks in the Sites may take You outside of the Sites or link to articles and videos ("Linked Sites"). The Linked Sites are not under Our control and We are not responsible for the content of any such Linked Sites, any hyperlinks contained in a Linked Sites, or any changes or updates to such Linked Sites. We provide these hyperlinks to Linked Sites to You only as a convenience and the inclusion of any hyperlink or content in that Linked Sites does not imply endorsement by Us of the Linked Sites or the contents contained therein.
5. Intellectual Property Rights
All right, title, and interest in and to the intellectual property rights embodied in the Sites and any documentation downloaded or printed from the Sites is owned or licensed by Us.
6. Liability for the Actions of Users of the Websites
You must not use Our Sites in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. We accept no responsibility for any loss or harm incurred.
7. Limiting Liability for Viruses, Damage, and Availability
We do not warrant that functions available on the Sites will be uninterrupted or error free, that defects will be corrected, or that the server that makes it available is free of viruses or bugs. You acknowledge that it is Your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy Your particular requirements for the accuracy of data input and output.
8. Legal Jurisdiction
The laws of the State of Indiana shall govern Your use of the Sites and You hereby agree to submit to the personal jurisdiction of the state and federal courts for or located in Indianapolis, Indiana.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE OR CONTRIBUTORS TO THE SITES BE LIABLE FOR ANY SPECIAL, INCIDENTAL, AND DIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR OTHER PECUNIARY LOSS ARISING OUT OF THE USE OF OR INABILITY TO USE THE SITES ARISING AS A RESULT OF OUR PROVISION OR FAILURE TO PROVIDE INFORMATION VIA THE SITES EVEN IN THE EVENT THAT WE HAVE BEEN ADVISED OF SUCH DAMAGES.
Notices to Us should be sent to:
Attn: Senior Vice President General Counsel
7702 Woodland Drive, Suite 200
Indianapolis, IN 46278
11. Privacy Notice
What We Collect
We receive and store any information You enter on the Sites or provide in any other manner. This may include, but is not limited to, Your personally identifiable information, such as Your name, address, phone number, and e-mail address. You can choose not to provide information, but then certain features of the Sites may not be available to You. We use the information that You provide to respond to Your requests for information, improving the products and services We offer, and communicating with You.
We receive and store certain types of information whenever You visit the Sites. In addition to information You provide, We may collect the name of the domain and host from which You access the Internet; the IP address of the computer You are using; and the browser and operating system You are using; the date and time You access the Sites; and the Internet address of the Websites from which You linked to the Sites.
How We Use Information
We use the information You provide and We collect to:
Administer the Sites and diagnose problems with Our server;
Verify Your identity;
Provide You with information about the Sites;
Measure the number of visitors to the Sites and how the Sites is used, in order to make the Sites as useful as possible to Our visitors; and
Provide authorities or relevant individuals with information related to the Sites as required by law.
We will not provide Your personally identifiable information to anyone except as required to directly provide information You request through the Sites. We may aggregate data about visitors to Our websites in a non-identifiable manner and use it for a variety of purposes. For example, We may aggregate data for product development and improvement activities. However, it is important to note that no personally identifiable information is available or used in this process. We may utilize information You provide to promote the products or services of strategic partners, but will not directly provide Your information to these strategic partners for promotional purposes.
The Sites have security measures in place to protect against the loss, misuse or alteration of information under Our control.
Compliance with COPPA
The Sites is not directed at children under the age of 13. We comply with the Children's Online Privacy Protection Act (COPPA) and do not knowingly permit registration or submission of personally identifiable information by anyone under 13 years of age. This age requirement is posted each time We request personally identifiable information.
We do not disclose the identities of visitors or users of the Sites unless legally required to do so. We will respond to any subpoena received from a government agency (i.e., the Securities and Exchange Commission or law enforcement agencies) without prior notice to You. Unless prohibited by law or by a valid court order, We will notify You of any subpoena received from any other party (i.e., for civil litigation) which requires Us to disclose Your identity, and will wait ten (10) days, or a lesser amount of time as required by the deadline in the subpoena, before providing the information requested by the subpoena.